Date

2024-08-27

Case number

PCDV-113-司促-24391-20240827-1

Case category

司促

Court

臺灣新北地方法院

AI Analysis

Summary

Tai Shin International Commercial Bank Co., Ltd. applied to the New Taipei District Court for a payment order against Huang Mei-jia. Huang borrowed 300,000 New Taiwan Dollars from the bank on June 16, 2003, but failed to pay the principal and interest as agreed. After multiple unsuccessful demands, the bank claimed that Huang had lost the benefit of the term and the entire debt was due. The court ordered Huang to repay 297,227 New Taiwan Dollars, along with interest and penalties calculated from June 16, 2005. Huang is also required to pay 500 New Taiwan Dollars for the costs of the payment order procedure. If Huang does not file an objection within 20 days of service, the bank may apply for compulsory execution.

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臺灣新北地方法院支付命令 113年度司促字第24391號 債 權 人 台新國際商業銀行股份有限公司 法定代理人 林淑真 債 務 人 黃美嘉 一、債務人應向債權人清償新臺幣貳拾參萬柒仟貳佰貳拾柒元, 及暨自94年06月16日起至清償日止,按年息百分之12.5計算之利息,自94年7月16日起至清償日止其逾期在6個月以內者,按上開利率一成;逾期超過6個月以上其超過6個月部份,按上開利率二成,按期計收違約金,並賠償督促程序費用新臺幣伍佰元,否則應於本命令送達後二十日之不變期間內,向本院提出異議。 二、債權人請求之原因事實: 緣債務人黃美嘉於民國92年06月16日向聲請人借款新臺幣300,000元整,有關借款期限、繳息方式及利息、違約金之計算之約定均記載於借款契約。詎料債務人未依約繳納本(利)息,經聲請人迭次催索均置之不理,依約定債務人已喪失期限利益,視為全部到期,本件係請求給付一定金額之給付,有各該借據、約定書等相關契據為憑。為求簡速,爰依民事訴訟法之規定,狀請 鈞院鑒核,迅賜對債務人發給支付命令,如債務人文書無法送達,請准依民事訴訟法第一三八條之規定,將文書以寄存送達之方式為送達,實感德便。釋明文件:借據約定書、帳務明細 三、債務人未於不變期間內提出異議時,債權人得依法院核發之 支付命令及確定證明書聲請強制執行。 中 華 民 國 113 年 8 月 27 日 民事第八庭司法事務官 湯政嫻

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